Return on Industrial Insurance (ROII)

The State's Largest Retro Program with over 28 years of experience provides member companies with several important advantages including refunds on Labor and Industries worker compensation premiums, representation when dealing with L&I and workplace safety assistance.

A refund to member companies if the group’s premiums exceed their losses:
Member companies have received a 24% average refund on Labor and Industries (L&I) workers’ compensation premiums. For more info on ROII Refunds please fill out and mail in the no obligation release card, so we can send back your L&I premium & Loss history analysis & show you the refunds you could potentially be receiving.

Release Form
 

Solid protection from elected risk:
BIAW’s strict enrollment criteria ensures maximum group performance.

 

ROII Select Program:
In addition to the standard R.O.I.I. Program, BIAW offers an incentive-based R.O.I.I. Program called R.O.I.I. Select that could potentially yield returns of 35-60% or more. The average refund for Select program participants is 55%! This program is designed specifically to serve larger companies with a minimum annual premium base of $40,000 and above, and who meet certain criteria.